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Security Policy and Guarantee
We are very aware that customers may have concerns about the security of their purchases. We want to assure our customers that all of your personal information is encrypted before it is transmitted over the Internet via our 256-bit Secure Socket Layer (SSL) encryption. Our server is secured with a Thawte Security Certificate.
It is actually safer to use your credit card online than it is by mail or on the phone. We secure only our checkout process where you enter your credit card information. This will be displayed by a closed lock at the bottom of the page in Netscape Navigator and Internet Explorer. This means that all of the information sent from this page will be encrypted. If you are not using a browser that supports encryption, you should be using one when placing online orders.
In addition, every credit card purchase you make at SportDesigns.com is backed by our Security Guarantee. Our secure server encrypts information, ensuring that Internet transactions stay private and protected. If any unauthorized use of your credit card occurs as a result of your credit card purchase from SportDesigns.com, simply notify your credit card provider in accordance with its reporting rules and procedures. Under the Fair Credit Billing Act, your bank can not hold you liable for more than $50.00 in fraudulent charges. If, through no fault of your own, your credit card company finds credit card fraud but does not waive your entire liability for unauthorized charges, SportDesigns.com will reimburse you for the remaining liability, up to a maximum of fifty dollars US ($50.00). This guarantee applies to credit card purchases made using SportDesigns.com's secure server.
This is how the guarantee works:
- Our secure server encrypts all of your personal information including credit card number, name, and address, so that it cannot be read as the information travels over the Internet. The encryption process takes the characters you enter and converts them into bits of code that are securely transmitted over the Internet.
- Most banks either cover all the charges that result from unauthorized use of your credit card or may limit your liability to just $50.
- If your bank holds you liable, SportDesigns.com will cover your liability up to $50, provided that the unauthorized use of your credit card resulted through no fault of your own from purchases made at at SportDesigns.com.
A few important notes:
- This guarantee covers a maximum liability of $50.
- In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.